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Living in Singapore

About Singapore

Small but powerful, Singapore is a nation with incredible ethnic diversity and a fascinating culture. Brimming with urban charm and colorful history, what once was a fishing village has become an economic powerhouse and one of Asia's most stunning destinations.

Healthcare in Singapore

According to Mercer's cost-of-living study, Singapore ranks 4 out of 209 cities in the world. It is among the 50 cities in the world with the best sanitary conditions as well.

Singapore is proud of its history at the level of health care and health tourism. The city of Singapore is a leading medical center in Asia. It has several quality international hospitals. Medical staff in hospitals often speak English. The costs of medical care in Singapore are very high. Doctors and hospitals expect immediate payment for services. Patients are often required to deposit a fund or guarantee of payment before being admitted. Singapore health insurance always be a concern for both locals and expats.

The government has implemented infrastructure '3M' (Medisave Medishield and Medifund). This system combines individual responsibility with government funds, particularly to ensure a safety net for low - income and poorer individuals. Along with this, many employees and their dependents adhere to private health insurance.

The Government of Singapore helps people with the cost of their care through a grant system. The purpose of the grants is the coverage of universal care in combination with individual responsibility. It provides funding directly to public hospitals, polyclinics and other providers to reimburse their costs for patient care. However, public intervention is only 1.5% of GDP.


Private health spending in Singapore amounts to about 65% of total health care expenditure . For almost 90% of that expenditure, Medisave is used as a savings program for the forecast of health expenses. Workers and employers contribute a certain percentage (established by the government) of their income to their individual accounts.


As individuals can only use a limited amount of their Medisave to pay for hospital expenses, the balance will be paid out of their own pocket or their local or international health insurance plans. Medishield is a low-cost national health insurance plan to help people pay hospital bills incurred for serious illness in public hospitals. The idea behind MediShield is to provide care to people with long-term illnesses that may require long-term treatment of medical treatment that can become very costly over time.


Ultimately we have the Medifund that functions as a financial safety net to universalize healthcare , helping Singaporeans with a lack of resources. Those still struggling with hospital costs, even after government grants, Medisave and MediShield, can approach a medical social worker in public hospitals to help them apply for the Medifund and access health services.


Travel to Singapore

Singapore is a country-city. Once in the center, all the attractions are within walking distance. From Little India to Kampong Glam; thence to Chinatown; then a stroll along the banks of the Singapore River until you reach Merlion Square, where the lion-fish is so significant that it throws water by mouth and Marina Bay. All this can be done by walking if you have a lot of energy. Of course, it will take a full day, but it's worth the pain in the legs. If you feel that the typical humid heat of the country is running out of batteries, or you want to go to other corners further away, you can take a bus or the MRT (Mass Rapid Transit) train. In both cases, the rate depends on distance, but calculates between SGD 1.30 and SGD 2.40 for a ticket. To know what to take you can use this page.